T-CETRA’s patented proprietary platform, VIDAPAY, is a secure, cloud-based payment portal that converts cash payments into secure, cashless transactions at over 10,000 retail locations that primarily serve underbanked communities. Our digital solution helps retailers mitigate risk and increase sales. It also enables our Fortune 500 partners to connect to the 84.8 million un/derbanked individuals in the U.S. and Puerto Rico.
VIDAPAY has evolved into a complete full-service payment ecosystem with the addition of Instant Spiff™ incentive management, Marketplace for device procurement, and Merchant Processing services.
T-CETRA's VIDAPAY solution ensures an intuitive, secure, and robust b2b experience for neighborhood retailers.
The real game changer in the evolution of VIDAPAY was the introduction and implementation of instant activation and the industry’s first Instant Spiff™. Prior to the introduction of Instant Spiff, there was no transparent, automated, or intuitive way to solve the retailers’ cash flow puzzle. Independent retailers were left confused and waiting (a worrisome combo) as to when and how much spiff they were owed. T-CETRA saw the opportunity, and then conceived, developed, and launched Instant Spiff to address this need.
Instant Spiff streamlines independent retailers’ business processes, increases their sales, and improves profitability. With our state-of-the-art incentive management, retailers can now not only manage customer accounts in real-time within a secure payment transaction framework but also validate and manage their own revenue with transparency. It also allows enterprise partners to analyze sales and adjust incentives based on a unique market’s needs.
VIDAPAY’s scalable incentive management solutions, along with its flexible compensation and commission reconciliation structures, sets T-CETRA apart — not only for retailers, but for enterprise partners as well.
Since 2018, VIDAPAY has partnered with Comcast to make prepaid Xfinity home internet available in underserved communities, playing a part in narrowing the digital divide. VIDAPAY merchants can accept cash payments for Xfinity prepaid home internet for not only the equipment, but also the service component. Customers can seamlessly and continually access Xfinity internet on a pay-as-you-go model via top-ups on VIDAPAY’s secure cash to cashless payment portal.
T-CETRA Merchant Services (TMS) is an independent sales organization for credit and debit card transactions providing competitive payment processing for all institutions in need of an omnichannel credit card solution. As a licensed Managed Service Provider (MSP), we facilitate the transfer of funds accepting all forms of credit/debit payment and saving partners’ time and resources through a simplified handling and billing process.
Launched in 2017, TMS is now a trusted, registered, MSP bringing new approaches and updated technologies for card acceptance, including customized Hosted Payment Solution as well as API Gateway Solutions. TMS offers customized programs at competitive rates with quick, efficient turnaround time for implementation.
T-CETRA is an Elavon Payments Partner & Registered MSP/ISO of Elavon, Inc. Georgia, a wholly owned subsidiary of U.S. Bancorp, Minneapolis, MN.